Thursday, February 16, 2012

Foreclosure in my Backyard

2nd in the series of the perfect storm (foreclosures) surrounding my urban homestead.




Foreclosure due to death/fraud - 
One of the memories my children have of when we first moved to our urban homestead is of the secrete whole in the fence which allowed them to cut through the neighbor's yard behind us (actually off to the right) down her driveway & on to the street. From there they would walk the city sidewalk to the corner, hang a right walk a dozen or so yards to a major intersection where a school crossing guard would greet them.   
They could accomplish the same route with a few more steps but it lacked the same ambiance as wiggling their bodies between an old chain link fence post and an even older garage. 


Have to admit that squeezing through the opening mindful of the roses & bramble was endearing. Only once on my way to shoot the breeze on her front porch did I get hung up. And yes, I could have easily just walked around the corner, past the garage to her house. 


The wonderful woman who lived in the house behinds (& off to the right) moved away a year later. Her husband received a promotion & relocation with in the prison system to an area where she had family. Children missed the invites over for cookie baking. I missed the pleasant conversations.
Secretly I hoped she wouldn't be able to sell this house with it's unique placement of the only bathroom years after it's completion. Owner builds, thick. strong and sound often don't have the best lay outs. You can always tell when a husband didn't heed his wife's constructive criticism.  


# 9 sold to an elderly couple from the sun shine state with a phoo-phoo dog in tow. He was in his late eighties the epitome of the word spry. More than once he would call over to me from his spot on the roof over the laundry room converted from a back porch that once held firewood and an ice box. 
You can't do that I would plead. I'm a nurse so if you fall I'd have to come help. I'm busy hanging laundry ... Maybe I need a naughty nurse he would yell back. 
This is why your wife dislikes me I always answered. 
An old sailor who had more children then even he knew about. Those that visited asked for funds but instead got a trail of international curse words throw @ them.  Those were the times that I hung laundry on my own without the help of little fingers handing me cloths pins.


Interesting the topics that are heard over backyard fences huh?  

In the Spring he planted a Cheery tree dead center of his little yard.  The sailor paid my 8 year old son a dollar to dig the whole good & deep. After finding broken china, a bit of a beer bottle, and clay title he would have done the job for free. For the next week it was all I could do to keep him from digging up our yard. 


"Aren't you concerned about that Cherry not getting enough sun? " I asked as I looked directly up into my next door neighbor's massive Maple tree that resembles a head of broccoli. That tree straddles four yards and two roofs. 


"Sweetheart, it don't matter", traces of Bronx accent @ the end of every sentence. 
"It's not like I'll live to see a harvest".


After the funeral the wife with her itty -bitty barking dog that mandated a gate made out of scraps to close the hole in the fence, felt a Cadillac would ease the pain of her sailor's departure. Bought with the proceeds of a reverse mortgage. Now with a new ride she was rarely home.
The Cherry tree just a year after it's planting despite the shade & lack of care gave enough to make a small pie. The neighborhood cats are in charge of the security detail


One day the widow just didn't come home. 


A year no two went by ... the Cherry tree thrived. 
The code man came & went. 
By now I was thankful that the Blackberry Bramble had overtaken the hole providing cover for my homesteading activities. In Winter he stands by his car never brave enough to trudge to the back of the lot. 


Then hollow pounding  of a process server every once in a while would ring out between the garage & our shed. Occasionally I'd hear a Hello ... Hello?  
I'd yell back a hello spoken like Julia Child. 


Eventually one spilled the beans to the neighbor on the right of the retro green painted house. The reverse mortgage company finally realized that the Grandma who reminded us all of Tweedy Bird's owner, had duped them. They didn't due their due diligence like so many in the mortgage housing scandal.
It was wrong of us to be proud of Con-artist Granny, but we were. 


No, we didn't know where she was but she enjoys her Bingo, check the halls start first with the Catholics then move on the the Elks. If she's not there check the Falls.
Yes, her husband is @ Forrest Lawn we attended the wake. 
No I doubt any of his children know her whereabouts. 


I could drop a dime if you want, have a card? 




~~ pelenaka ~~


P.S. - unlike the mortgage company that may or may not have acquired the house across the street from us, this one is good about property maintenance. Which is why when the crew shows up we always remind them about Pepe LaPew
The house is now on the market for a third of it's assessed value needing a new main roof (previous owner replaced roof over the converted porch).








                                                                         

Wednesday, February 15, 2012

Homestead Valentine Gift


In my younger days I always expected the more traditional Valentine's Day gifts from a beau. Roses, candy, a good meal more if it was a serious relationship. I was a different senorita then ... I wouldn't have appreciated the man I am married to now.


Soap Stone bed warmer with a metal spring handle,
Take me to Bed ... I Will Keep You Warm.

We ran across this soap stone bed warmer on our last trip to our favorite mercantile but @ the time I was way too short on cash to snatch it up. Woods, being the ever observant homesteader mate that he is later went back. Of course there was a reason why he was discouraging when I asked him to buy the stone then.

The stone is heated on a trivet on the stove just enough but not so hot that I can't handle it. Depending on whether I'm just chilling in the living room then I wrap the stone in a towel to rest my cold toes on.
Bedtime application - start @ the head of the bed lying the stone down on both top & bottom sheets but underneath blankets. Slowly make your way down to the foot of the bed. Wrap the stone in a thick towel & place it under all the covers with you.
Quickly climb into bed & enjoy.

Food Warmer - Heat to almost hot, place stone on a thickly folded towel placed on table. Place pot of food on stone to maintain warm temps.

Summer use - chill stone well, place on thickly folded towel on table. Place cold salads such as potato on top to help maintain cold temps. Or use in a cooler as an ice pack.

This technique could also be used for personal cooling comfort either placing a stone behind you in the small of your back or simply kicking off sandals & placing bare feet on a hot Summer day.


Thank you my husband I love my stone.




~~ pelenaka ~~






Tuesday, February 14, 2012

Chang up @ Alice

I got this email from Alice.com about some recent changes they have made to their website.

  • Change # 1 -  Orders ship free @ $40. 
  • Change # 2 - Anything under $40 has a $6.99 shipping fee.
  • Change # 3 - Orders over $75 will be discounted 5% and free shipping. 
Currently Alice.com gift cards are discounted in the swagstore so if you have enough swagbucks to buy three $25 gift cards then the $75 + 5% off & free shipping would be the way to go.

If you use my alice.com my referral link I get 3% of your purchases for a year.
You get a $10 sign up bonus when you buy $50 or more of groceries.
Use Alice.com gift cards bought with Swagbucks and everything is free.


Currently there's a good deal on 20 Mule Team Borax 76 oz. box for $3.54 (75¢ off coupon automatically). Borax is a great green all purpose cleaner and a key ingredient for homemade laundry soap. Keep forever once in a water proof container. I keep mine in a plastic shortening container (Aldis brand).

~~ pelenaka ~~

Monday, February 13, 2012

Surrounded - Foreclosure Crisis Hits Home


1st in a series of the perfect storm surrounding my urban homestead.


 1900 - ?


Foreclosure due to drugs/divorce -
It started slow enough, in front of our own eyes so to speak.
Piece by piece, corner by corner we watched as it unraveled across the street on an almost daily basis until now the home sits vacant in legal limbo. Not so much of an eyesore because we the hood have taken to keeping the yard tidy coveting the space. Dreams of annexation sanctioned by a city auction float in our heads.

# 35 never really had good karma @ least since Nixon was president.
Years before I ever thought of living in the Queen City this typical four bedroom balloon framed home saddled with three mortgages had started in financial decline.
Neighborhood lore says the man of the castle a sheriff, wore his wife beaters proudly in the home. The lady who loved him so, she followed to the sunshine state. No doubt to wash his undershirts until her fingers bleed. Their children took advantage of the opportunity to scatter, to college where keggers were the norm not knock down spousal discord.

Then this home became a rental to a single mother with wayward teens who lowered themselves from the upstairs windows on sheets. I made a metal note to myself to short sheet my children when they became of age.

There was the family from Russia, teachers who hated Poles yet ate pirogi like candy.
Karma kicked them to the curb soon enough. Their names having gained profanity status @ the Polish Falcons club.

Then the blue house with white trim became a pawn in a privately backed note that didn't end well for the lender. After some costly repairs & a short sale a young couple moved in.

They proudly introduced themselves.
Young lovers since grade school who were to be married in the spring.
Wanderers from the rural portion of the county. Born & bred in open pastures they told us, three dogs in tow. Soon joined by another followed by a few cats.
And a mother of the bride who loved to tell me how much she enjoyed Puerto Rican food. Her crack mouth breaking into a wide smile each & every time.
And then their entourage that resembled the rejects from an open casting call of you know your a red neck punch lines, came & went running the streets like gas was 76¢ a gallon. Midnight knocking ... cars pulling away from the curb never eating where they shit.

I had asked if the house had been a wedding present, perhaps a rich uncle with a warped sense of humor. Or maybe they had won it in a lottery site unseen ?
Their city lot measures 40' x 100'.
No city shed, not much of a porch after a late seventies remodel.

By the time snow fell again their body language said it all as the came & went from this house built in 1900 on a stacked stone foundation. Four good sized bedrooms, two bath, an eat in kitchen. New replacement windows and kitchen cabinets. A fresh coat of paint to seal in that bad karma.

Soon the newest man of this house was replaced.
Then he.
Then one more maybe two.
The lady of the house grew thinner, given to bouts of housecleaning late into the night.
To fund her appetite items were sold; appliances, previous mister's belongings, then pipes, and eventually a furnace. Windows left open in rainy weather. Cats and squirrels made themselves @ home while she visited the big house. Two of her old romances came & loaded the last of the furniture that had been wedding gifts.
Eventually a few memos taped to the front door explained it all.
No trespassing by order of XYZ Mortgage lender.
No digits. No email addy.

Periodically a contractor stops by to check for human squatters. He snaps a cell phone pic of the meter then walks to the back yard. Makes a few notations on his clip board then gets in his ride unless we chat.

I always imagine the squatters wearing hazmat suits 24/7 because now the mold and native animal droppings have grown exponentially. My new neighbors would stroll across the asphalt measuring cup in hand. Can we get a cup of lye from you ? We were making a batch & ran out.

The lender's clip board holder never knows anything about when # 35 will be ready for sale.
It's not his job.
Neither is boarding up the opening were the skunks enter.
Each time he repeats that line I hear canned laughter and think of Chico & the Man. I tell him that my husband has replaced the plywood twice. Again he repeats Chico's line and assures us he will mention it in his report to them.
He plays deaf when I ask who them is.

He tells us tales of 200k homes in worse shape than this as he motions to the blue house with a quiet water stain that marks the siding were the gutters have failed. How's you like to be those neighbors ?
I roll my eyes knowing I'd die of stress with a bank note that size.
But I imagine a never ending yard to garden in. Then I realize I wouldn't have to time to garden I'd be working my life away.
200 grand.
My mind just can't wrap around the amount of debt.

Once he called the fire dept. to pump out the cellar of waist deep murky water.
As I watched fireman dig through snow, ice, gravel to uncover the shut off valve my mind wandered to the idea of growing fish in cellars of abandoned homes.

The code man tells us this house is in limbo.
If the neighbor turned metal scrapper would only sign off the powers that be can take over. He quiets when I ask if "the powers that be" is code for the city.
Call me he says handing me his card.
There's paper out on her.
I can get her to sign off.
I stifle a chuckle, thinking of him playing bad cop code man ... Sign this you delinquent homeowner who didn't give a crap about her neighbors SIGN IT NOW !

I wonder if the reason no one has seen her is she swimming with the fishes in basement ?

The neighbor to the right diligently mows the front lawn with her own weekly. She mumbles about it disappearing so she can buy the lot.
I joke that I could make it happen if she agrees to let me garden on this lot that has no shade issues all the live long day. I imagine the view from my living room window a dwarf apple orchard fragrant full of pink in May.

Every other week I join her with my weed eater and push broom.
A two woman neighborhood landscape team manicuring the front lawn of a lost cause.
Neighbor in back notifies us that he will be attending the as yet unannounced foreclosure auction.
Save us a spot I think as we both nod.
He hands us a large plastic trash bag to hold the grass clipping before going back inside.
So far I have collected almost a box's worth of bags since I compost.

With fresh snowfall it is easy to see if anyone has been peeping in the windows of #35.
I am given to fits of yelling out my front window @ people who lurk on the porch always asking if that girl still lives here, they need to find her.
Get on the list behind the dozen or so homeowners on this avenue, a bondsman who wears business attire and drives a hybrid, & the code man.

I can ask po po for you ... you want ?
No, it's not for rent it has bad karma.
Now get off the porch.


~~ pelenaka ~~

Saturday, February 11, 2012

Rack Hack for the Garden

More than it's total. 

Oh the possibilities.

Brought home by my love who understands me.

Multi-tasking hack of an end cap product display rack.

Covered with bubble wrap an instant greenhouse.

Seedling display rack for this Springs plant sale.

Shelves removed an arbor to hold a pale pink climbing rose.

Winter's time a keeper of snow covered bags of potting soil.

Imagine the possibilities.






~~ pelenaka ~~

Monday, February 6, 2012

Off Grid Microwave

Off Grid Microwave a.k.a. firebox on my Jotul 

It's been a crazy Winter this year.
Some days we wake up & realize that we can go without a fire in the stove for most of the day because its so warm out.
K, 50 degrees now is a heat way here in Buffalo. Come May not so much.
Last year when a warm day presented itself (late Spring) I use to just work up a small fire for coffee & oatmeal. Then hang out waiting for it to die down.
I won't leave a fire burning when I'm not home. Houses on my street are too close & too old.
Call it MOCS or Mrs. O'Leary's cow syndrome.

This year I realized that I could convert the firebox in my wood stove to an off grid microwave that accepts metal without sparking.
Water heats up in 3 minutes. I have coffee in less than 5.
After the coffee is done I place a small saucepan with lid in for oatmeal.
But it's really all about the coffee.


~~ pelenaka ~~